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Renewal

Last updated: August 20, 2024

General Resources 
2025 Renewal Review 

This document outlines rate changes, coverage changes, and renewal deadlines for both Property and Liability and Workers’ Compensation.

E-Bill Express Payment Instructions

Renewal Ramp-up Webinar Recording

Recorded on August 22rd, our Property and Liability Underwriters and Workers’ Compensation Underwriters details the timeline for this year’s renewal, changes to this year’s coverages, as well as how to navigate Origami to complete renewals.

Renewal Ramp-up Webinar Slides

Download a copy of this year’s webinar slides.

Annual Membership Meeting Presentation Slides

 View the slides from this year’s meeting

Document Center

View copies of Coverage Documents and other endorsements as they become available.

Property & Liability Resources 

2025 Renewal Details

A brief overview of 2025’s renewal details.

How to Calculate TOE and SCO

A short guide to calculating total operating expenses and services contracted out.

Representative_Alternate-Form.pdf

Use this form to request a change, update, or add a representative or alternate district contact.

2025 Business Income Worksheet

Use this form to calculate your business income worksheet for the 2025 coverage term. The CSD Pool provides a $250,000 limit per occurrence to all members with scheduled property; however, higher limits are available and completing this worksheet will assist you in determining the appropriate amount for your district.

P&L Renewal Considerations

View our recent articles on

Workers’ Compensation Resources 
WC Renewal Guide

This brief guide details specifics about your Workers’ Compensation renewal.

WC Renewal 101

Looking for a introduction to all things workers’ comp?

WC Renewal ProcessUnderstanding Experience ModsDesignated Medical ProvidersPayroll Inclusion and ExclusionPayroll ClassificationWC Audit ProcessBoard Member Coverage 101

Renewal Timeline (Subject to Change)

Property & Liability

  • Mid-September: Renewal Opens – Email invitation sent to members from @origamirisk.com. Reminders will be emailed periodically.
  • Mid-September: Issuance of 2025 coverage documents to Small Districts – Members with minimum contributions for Liability and Crime (no Property exposures).
  • Mid-September: Underground tank applications emailed – Applicable members will be emailed an application to complete and return with a new Tank Certification Report.
  • 10/01: Issuance of 2025 coverage documents – Processed on a first in / first out basis from the date your complete submission was received.
  • 11/01: Renewal website closes – All non-responders will have a 10% surcharge applied to their contribution and 2025 coverage documents will be automatically issued and emailed.
  • 12/02: Coverage Documents for 2025 will be posted to CSD Pool website
  • 12/13: Auto ID cards will be mailed to members
  • 12/13: Certificates (hard-copies) will be mailed to certificate holders
  • 01/30: Intent to cancel notices issues for non-payment – non-deferred districts only
  • 03/03: Intent to cancel notices issues for non-payment – deferred districts only
  • 03/03: Issue cancellation notices for non-payment – non-deferred districts only
  • 03/31: Last day to reinstate coverage if cancelled for non-payment – non-deferred districts only
  • 03/31: Issue cancellation notices for non-payment – deferred districts only
  • 04/30: Last day to reinstate coverage if cancelled for non-payment – deferred districts only

Workers’ Compensation*

*Applies to Non-Board Member Coverage Renewal Only

  • Mid-September: Renewal opens – Email invitation sent to members and brokers from notifications@origamirisk.com. Reminders will be emailed periodically.
  • 10/16: Begin issuing renewal coverage documents
  • 10/18: Renewal updates due
  • 12/01: Renewal closes – 10% surcharge applied on payroll for non-responders
  • Late December: Certificates (hard-copies) will be mailed to certificate holders by mail
  • 01/10: Payment must be received by this date to take advantage of Early Pay Discount
  • 01/30: Intent to cancel notices issued for non-payment
  • 03/03: Cancellation notices issued for non-payment
  • 03/31: Last day to reinstate coverage if cancelled for non-payment